Knowledge of dental benefits that are available to you as a patient is important. The annual maximum refers to the amount of dollars that the insurance company will pay each year. This maximum is individual to each person on the policy. If your maximum has a calendar year renewal, it is crucial to know what benefits you have remaining as the year comes to a close. If these benefits are unused, they will not rollover to the new year. Therefore, if you have any unscheduled treatment with us, it is best to schedule before January 2010 to minimize your out of pocket expense. It is also important to keep in mind what you may have available through any flexible spending plans that could be utilized. Our business team can help you maximize your benefits remaining for the year by coming up with the most beneficial and cost effective treatment plan. We will be happy to assist you and to help you schedule an appointment before the year is over.